SAvings & Money Market Accounts

CITY TIME SAVINGS

The minimum balance required to open this account is $2,500.00. You must maintain a minimum daily balance of $2,500.00 in your account each day to obtain the disclosed annual percentage yield. You may make an unlimited number of deposits into your account. At our discretion, we may change the interest rate for this account. A service charge of $10.00 will be imposed every monthly statement cycle unless you maintain a minimum daily balance of $2,500.00.

During any monthly statement cycle, you may not make more than six withdrawals or transfers to another account of yours or to a third party by means of a preauthorized or automatic transfer or telephone order or instruction, or by check, draft, debit card or similar order to a third party. If you exceed the transfer limitations set forth above in any statement period, your account will be subject to closure by the financial institution.

 

REGULAR SAVINGS

The minimum balance required to open this account is $100.00. You must maintain a minimum daily balance of $500.00 in your account each day to obtain the disclosed annual percentage yield. You may make an unlimited number of deposits into your account. At our discretion, we may change the interest rate for this account. A service charge of $5.00 will be imposed every quarterly statement cycle unless you maintain a minimum daily balance of $500.00. A fee of $1.00 will be charged for each debit transaction in excess of three per quarter.

During any quarterly statement cycle, you may not make more than six withdrawals or transfers to another account of yours or to a third party by means of a preauthorized or automatic transfer or telephone order or instruction, or by check, draft, debit card or similar order to a third party. If you exceed the transfer limitations set forth above in any statement period, your account will be subject to closure by the financial institution.

 

MONEY MARKET

The minimum balance required to open this account is $2,500.00. You must maintain a minimum daily balance of $2,500.00 in your account each day to obtain the disclosed annual percentage yield. You may make an unlimited number of deposits into your account. At our discretion, we may change the interest rate for this account. A service charge of $15.00 will be imposed every statement cycle unless you maintain a minimum daily balance of $2,500.00. A fee of $15.00 will be charged for each debit transaction in excess of six per month.

During any monthly statement cycle, you may not make more than six withdrawals or transfers to another account of yours or to a third party by means of a preauthorized or automatic transfer or telephone order or instruction, or by check, draft, debit card or similar order to a third party. If you exceed the transfer limitations set forth above in any statement period, your account will be subject to closure by the financial institution.