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CD's & IRA's

IRA Savings

The minimum balance required to open this account is $1,000.00. You may make an unlimited number of deposits into your account. At our discretion, we may change the interest rate for this account.

During any quarterly statement cycle, you may not make more than six withdrawals or transfers to another account of yours or to a third party by means of a preauthorized or automatic transfer or telephone order or instruction, or by check, draft, debit card or similar order to a third party. If you exceed the transfer limitations set forth above in any statement period, your account will be subject to closure by the financial institution.

IRA Certificate Of Deposits

We offer IRA CD’s from 90 days to 5 year terms.

The minimum balance required to open this account is $1,000.00. Once the account is opened you may not make any deposits. You may make withdrawals of principal from your account before maturity. Principal withdrawn before maturity is included in the amount subject to early withdrawal penalty. You can withdraw interest accrued in the term before maturity of term without penalty. Interest is compounded quarterly.

Certificate of Deposits

We offer CD’s from 90 days to 5 year terms.

The minimum balance required to open this account is $1,000.00. Once the account is opened you may not make any deposits. You may make withdrawals of principal from your account before maturity only if we agree at that time you request the withdrawal. Principal withdrawn before maturity is included in the amount subject to early withdrawal penalty. You can withdraw interest accrued in the term before maturity of term without penalty. Interest is compounded annually.